The Home Buying Process

1. Determine your budget and home specifications

• To determine your budget, you can use online calculators or consult with a financial advisor to figure out how much you can afford to spend on a home
• Set up your home goals (wants vs needs)
• Estimate a timeline (when are you planning to buy)

2. Let’s meet

• Let’s meet up and discuss your goals and expectations (in person or over a video conference)
• We’ll set up a plan together to get you to your goal

3. Choose a mortgage lender and get pre-approved

• We can refer you to lenders we frequently work with and have successfully competed loan processes or you can use the lender of your choice
• Have your financial information readily available
• Discuss your loans options (conventional vs government-backed loan etc.)
• This will give you an idea of much you can borrow and what interest rate you can expect

4. Searching for the right home

• We’ll send you listings of properties that correspond to your desired criteria
• We’ll tour properties to refine our search for the perfect home
• You should take note of important features and drawbacks of each property to make an informed decision

5. Make on offer

• Once we find a property that you want to become your home, we will submit an offer
• I will make sure that our offer will be the one that stands out, and that is reasonable and fair

6. Home appraisal and inspection

• Appraisals are an essential step for the loan processing
• Home inspections provide an insight about the property’s condition and features, and identify any issues that need to be addressed before closing on a home

7. Closing on your new home

• If the inspection goes well and all parties agree on the terms of the sale, you can proceed to the closing process
• We will perform a final walk-through to ensure that everything is according to your expectations
• At this point, you will sign all the paperwork and pay the closing costs

8. Moving in

• Once the sale is closed and registered, you will get the keys to your new home and you can take possession of the property and move in

Congratulations!!! Now you are a home owner!

As discussed, we will follow up with you in your first 30 days to make sure everything goes right.

Thanks for partnering with us on your journey.

We take pride in leading our business with transparency, professionalism, and excellent communication.